- UAT Test Notification
Loan Calculator
We offer low cost loans tailored to suit you.
Maximum Loan Term :
3.95%
3.95%
3.95%
*APR = Annual Percentage Rate. All loans offered are at variable rates. The loan calculator is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Total cost of credit is total repayable minus amount borrowed. Loans are subject to approval. Terms and conditions apply. Whilst every care has been made in the production of this web page, Affinity Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Our Loans
At a glance
Personal Loans
For all the big and little things in life. Borrow €100 to €75,000 at rates from 6.2% to 9.4%APR.
Learn more
Auto Loan
Whether you are buying your first car or upgrading the family car, own you car from the start with a Auto Loan from Affinity.
Learn more
Business Loans
Borrowing for a business venture? We can offer an efficient business loan service with competitive rates from 5.8%APR.
Learn more
Student Loan
Back to School or Off to College? Spread the cost and borrow from €500 at 6.5% APR.
Learn more
Mobile Banking On-The-Go
- Secure Member Login
- Check balances on-the-go
- Transfer between your own accounts
- Transfer to external accounts
- Apply for a loan anytime, anywhere!
Latest News
![Sponsorship of Castletroy Golf Club](/media/hadifeo2/screenshot-2026-03-05-153820.png{"src":"/media/hadifeo2/screenshot-2026-03-05-153820.png","focalPoint":{"left":0.55579767985074258,"top":0.48672840942585438},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":{"x1":0.00041787480811849415,"y1":0.031755565206543435,"x2":0.0,"y2":0.47346613545535032}},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Sponsorship of Castletroy Golf Club
Affinity Credit Union recently met with the ladies of Castletroy Golf Club to arrange sponsorship of the July medals competition!
Read More![What is Connect Accounts?](/media/n5hdajxg/connect-accounts.jpg{"src":"/media/n5hdajxg/connect-accounts.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
What is Connect Accounts?
Connect Accounts - It's an easier, quicker and more secure way to provide bank statements for your loan application.
Read More![Affinity Credit Union - Peopl Insurance Services](/media/dgcoh1qk/peopl-insurance-newsletter.png{"src":"/media/dgcoh1qk/peopl-insurance-newsletter.png","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Affinity Credit Union - Peopl Insurance Services
We are delighted to announce a new service available to all members. We have partnered with Peopl Insurance to cover all your insurance needs. They offer Home, Life, Travel and Motor Insurance.
Read More![25 Years with Moira](/media/br5postt/25-years-with-moira.jpg{"src":"/media/br5postt/25-years-with-moira.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":{"x1":0.0,"y1":0.29813218979828759,"x2":0.0,"y2":0.4131178102017124}},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![BE FRAUD AWARE](/media/5bubawnc/be-fraud-aware-newsletter.png{"src":"/media/5bubawnc/be-fraud-aware-newsletter.png","focalPoint":{"left":0.48675857094067287,"top":0.35755407473305822},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Card Payments on Mobile App](/media/hphhezul/card-payment-on-mobile-app.png{"src":"/media/hphhezul/card-payment-on-mobile-app.png","focalPoint":{"left":0.5193038740808229,"top":0.35482684634703909},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Card Payments on Mobile App
Acting on feedback from our members, we can now offer a simple and secure way for members to make a payment, from anywhere, at anytime, into their Credit Union account using their debit card.
Read More![BE FRAUD AWARE - Tips to Protect Yourself and Avoid Being a Victim](/media/c3qfdew0/be-fraud-aware.jpg{"src":"/media/c3qfdew0/be-fraud-aware.jpg","focalPoint":{"left":0.5012938593801739,"top":0.23772776148225086},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":{"x1":0.0,"y1":0.0,"x2":0.0,"y2":0.4035728786033293}}]})
BE FRAUD AWARE - Tips to Protect Yourself and Avoid Being a Victim
Read More![New Loan Product: Covered Digital Loan at 3.9% APR*](/media/4p0p225j/11.jpg{"src":"/media/4p0p225j/11.jpg","focalPoint":{"left":0.5,"top":0.5},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
New Loan Product: Covered Digital Loan at 3.9% APR*
We know it can take a long time to build up your savings, so when the time comes, why not take out a Covered Loan and keep your savings intact?
Read More![Stay Safe Online: Scams & Phishing](/media/03ondmgg/15.jpg{"src":"/media/03ondmgg/15.jpg","focalPoint":{"left":0.5,"top":0.5},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Stay Safe Online: Scams & Phishing
Phishing attacks use malicious websites (clicking on a link) to collect personal and financial information in an attempt to defraud.
Read More
